The Affordable Care Act (ACA) mandates that all healthcare plans offered in the United States provide coverage for certain “essential benefits” beginning in 2014. Also known as mandated benefits, these benefits are designed to ensure every American receives coverage for their basic healthcare needs. The ACA has also mandated these benefits be extended to state Medicare and Medicaid programs.
In today’s world of readily available processed and fast foods, it’s more difficult than ever for busy people to make healthy eating choices. However, with more than two-thirds of Americans classified as overweight or obese, there has never been a greater need for a balanced, nutritious diet. If you struggle to make the right eating choices day after day, the good news is that there are a few simple tips you can follow to get on the right track.
Most people want a straight, white smile because it looks better, or makes them look younger. What many people don’t realize is that good oral health is an indication that you are generally healthy. There is a correlation between periodontal disease and a number of illnesses. According to one recent study, those with serious gum disease were up to 40 percent more likely to have a chronic health condition.
Having health insurance is a must for any college student that is going away to school. There are a number of options available for college students depending on individual circumstances, including student plans, subsidized coverage, or remaining on their parents’ health plan.
Any dog owner can benefit from pet insurance, most simply don’t know that they need it. The truth is that any animal can suffer from an illness or accident, and veterinarian bills can run in the thousands for emergency services.
Every breed of dog has the potential to need advanced care at some point during their life, but some breeds are more at risk for serious health problems. While pet insurance is always a good safety net to protect your pet and finances, it’s even more advisable for owners of these 5 breeds.
Millennials differ from previous generations in a number of ways. One of the biggest reasons is that they were born into a generation with such massive technological advancements — their computer, internet, and research skills are innate. With so much positive cognitive power behind them, it’s surprising that this generation is also lacking in insurance coverage.
The last several years have seen tremendous changes in the world of health insurance. These changes not only affect individuals, but they also affect companies seeking to provide health insurance benefits to their employees. Some of the most important new developments for employers involve the rise of Private Employer Group Exchanges. These Private Exchanges allow businesses many strong advantages in the marketplace, as well as giving them the freedom to build a plan around their company’s needs.
Vision plays a vital role in one’s ability to learn, but did you know that more than 61 percent of the United States population needs some sort of vision correction? Combine that percentage with this fact: In a person’s first 12 years of life, about 80 percent of their learning takes place visually. So, what does this mean for young children who have undiagnosed vision problems? Their learning may be impaired due to preventable, and detectable vision-related problems.
You love your pets and you think of them as family, which is why you may be considering the option to buy a Pet Insurance policy. Specifically, Pet Insurance is designed to help cover medical expenses related to your pet’s well-being. Before you decide to shell out your hard-earned money for a policy, however, there are a few questions you’ll want to ask yourself.
Have you recently enrolled or been offered enrollment in a group health care plan through your employer? If so, this can be a great way to enjoy benefits for yourself and your loved ones. Of course, when enrolling in group health care (or any health care plan, for that matter), making sure you’re making the most of your benefits is a must. By following a few steps, you can make that happen.