The Private Health Insurance Exchange is available to FCA members, employees, and eligible dependents. Shop for health plans from industry-leading providers.
Open Enrollment for 2019 ended on 12/15/18. Still need coverage? You may qualify for a Special Enrollment Period if you’ve experienced a qualifying life event (QLE). To find out if you qualify, or to enroll in a short-term health plan, visit the exchange »
Open Enrollment for 2020 runs from 11/1/19 to 12/15/19.Plans and rates for 2020 will not be available for viewing until 11/1/19. Plans sold during Open Enrollment have an effective date of 1/1/20. If you miss the 12/15/19 enrollment deadline, you won’t be able to receive ACA-compliant coverage in 2020 unless you qualify for a Special Enrollment Period.
No need to jump to multiple websites to compare plans, members now have an easier way to evaluate every available plan from leading companies like Humana, UnitedHealthCare, Coventry and Blue Cross & Blue Shield. Upon renewal, you’ll have the ability shop and compare your plan with the most up-to-date health plan options available in order to ensure that you always have the most competitive coverage.
Best Prices Available For Members
The leading health insurance providers in each state all participate on the exchange. All Health Insurance Plans and rates are regulated by each state's Department of Insurance. You will not find better pricing with any of these providers, even if you purchase directly from the carrier. The FCA Private Insurance Exchange can also help you determine if you’re eligible for a government subsidy and assist you when applying.
Personalized Customer Support
We know time is money, especially for doctors. From basic questions to in-depth consultations, we know it’s important to have a live person awaiting your call when you need help. Our dedicated team of Benefits Counselors are specially trained to work with you and can provide you with expert advice about each health plan. Common inquiries include things such as checking provider networks, making sure certain prescription drugs are covered, and explaining difficult to understand insurance jargon.
Concierge Level Advocacy Throughout the Year
If you’ve ever had an issue with your coverage and had to deal directly with your insurance carrier, you know how valuable it is to have an advocate on your side. Billing errors, lost ID cards, problems with claims, and changes in your family status are all common occurrences that require time and effort. Instead of spending your valuable time waiting on hold, let us do the heavy lifting.