For many, insurance policies seem complex and hard to understand. You know you need insurance, but what you may not understand is what your insurance policy covers, and how to budget your yearly medical costs so they don’t negatively impact your finances. Deductibles are one area of health insurance that people often overlook.
During the course of most people’s days, you’ll likely use several different devices. It’s common for many professionals to check their cell phone, log on to an iPad/tablet or use a computer, all in tandem. It might come as no surprise to you that overuse of computers and technology can harm your vision. Active users often experience symptoms ranging from diminished or blurry vision to eye strain, headaches, and neck or shoulder pain.
Having a child move away to college can be an exciting yet emotional experience for many parents. However, while making sure your child is registered for classes and has everything they need for his or her dorm room, there’s one detail you don’t want to forget about: making sure your child is adequately covered under a health insurance policy. Of course, if your child is attending an out-of-state school, this can become even more complicated. What can you do to make sure your child has coverage so far from home? We’ve got a few tips.
In the past, many people went without health insurance for a number of reasons. Often people see this coverage as something that’s only beneficial if you get sick. When you’re relatively healthy, it might seem like a good idea to save the money on insurance premiums. In the long-term, however, that can be a catastrophic idea. Illnesses and accidents often come with no previous warning and an extensive hospital stay without insurance coverage can virtually bankrupt even those who were doing well financially.
The Affordable Care Act (ACA) mandates that all healthcare plans offered in the United States provide coverage for certain “essential benefits” beginning in 2014. Also known as mandated benefits, these benefits are designed to ensure every American receives coverage for their basic healthcare needs. The ACA has also mandated these benefits be extended to state Medicare and Medicaid programs.
In today’s world of readily available processed and fast foods, it’s more difficult than ever for busy people to make healthy eating choices. However, with more than two-thirds of Americans classified as overweight or obese, there has never been a greater need for a balanced, nutritious diet. If you struggle to make the right eating choices day after day, the good news is that there are a few simple tips you can follow to get on the right track.
Most people want a straight, white smile because it looks better, or makes them look younger. What many people don’t realize is that good oral health is an indication that you are generally healthy. There is a correlation between periodontal disease and a number of illnesses. According to one recent study, those with serious gum disease were up to 40 percent more likely to have a chronic health condition.
Having health insurance is a must for any college student that is going away to school. There are a number of options available for college students depending on individual circumstances, including student plans, subsidized coverage, or remaining on their parents’ health plan.
Millennials differ from previous generations in a number of ways. One of the biggest reasons is that they were born into a generation with such massive technological advancements — their computer, internet, and research skills are innate. With so much positive cognitive power behind them, it’s surprising that this generation is also lacking in insurance coverage.
The last several years have seen tremendous changes in the world of health insurance. These changes not only affect individuals, but they also affect companies seeking to provide health insurance benefits to their employees. Some of the most important new developments for employers involve the rise of Private Employer Group Exchanges. These Private Exchanges allow businesses many strong advantages in the marketplace, as well as giving them the freedom to build a plan around their company’s needs.